Get Ready for Payday Super with Exacc: What It Means and How to Prepare

The Australian Government is introducing one of the most significant changes to superannuation in decades - Payday Super. Effective from 1 July 2026, all employers will be required to pay superannuation contributions to employees' funds on or before each payday, rather than quarterly as is currently the case.

This reform aims to strengthen the retirement outcomes of Australian workers - and with Exacc, you'll be ready to make the transition easily and confidently.

What Is Payday Super?

Under the new Payday Super rules, employers will need to pay their employees' super at the same time they pay their salary or wages.

Currently, businesses must make superannuation guarantee (SG) contributions quarterly. Payday Super will replace that schedule with a per-pay-cycle payment model, aligning employee wages and super payments.

Why Is This Change Happening?

According to the Australian Treasury and ATO, the goal of Payday Super is to:

• •Ensure workers' super grows faster and more consistently throughout their careers
• •Reduce unpaid super by linking payments with pay cycles
• •Simplify compliance and improve transparency for employees checking their super balances
• •Strengthen overall retirement savings by reducing the lag between earning income and receiving contributions

Employees will be able to see their super contributions deposited in real time, helping build trust and transparency between businesses and staff.

Key Dates and What Employers Need to Know

Payday Super will officially commence on 1 July 2026.

The ATO has announced that guidance, software specifications, and employer resources will be released progressively through 2025, giving businesses and software providers time to prepare.

Employers who use compliant accounting and payroll systems - such as Exacc - will be well positioned to manage the change automatically when it takes effect.

How Exacc Supports Payday Super

At Exaccly Pty Ltd, we are dedicated to helping Australian businesses stay compliant without adding extra stress. Our team is actively preparing Exacc's Payroll module to align with Payday Super obligations.

Here is what you can expect from Exacc as the transition approaches:

• Automatic Super Payments per Pay Run: Exacc will handle super contributions at the same time your wages are processed
• Seamless SuperStream Integration: Secure data and payment transmission directly to employees' nominated super funds through approved channels
• Smart Reporting and Audit Trails: Instant access to contribution history, payment confirmations, and real-time reconciliation
• ATO Compliance Alerts and Notifications: Stay informed about due dates, updates, and other important superannuation compliance events

With Exacc, Payday Super will be a built-in workflow - not an extra task.

Preparing Your Business Now

Even though Payday Super does not start until mid-2026, there are steps you can take now to get ready:

• •Review your payroll frequency (weekly, fortnightly, monthly) - super will match this moving forward
• •Check your employees' super fund details for accuracy
• •Evaluate your software and reporting setup to ensure it integrates with SuperStream and supports Payday Super updates
• •Stay informed via the ATO, Treasury, or Exacc Help Centre for official timelines and implementation details

By adopting an integrated cloud system like Exacc, these steps will be handled easily and automatically when the reform takes effect.

In Summary

Payday Super is designed to make Australia's superannuation system fairer, faster, and more transparent - but it also adds new responsibilities for employers.

With Exacc, you will not need to worry about extra administrative work. Our software will handle contributions, calculations, and reporting automatically, ensuring every pay run keeps you compliant, accurate, and confident.